SWP Calculator (Systematic Withdrawal Plan)

Plan a regular monthly income from your investments and check how long the corpus lasts.

Instant results
No signup
Remembers your inputs
Rates checked Oct 2026

How the swp calculator works

Each month the corpus earns the monthly return and the withdrawal is taken out; we repeat for every month of the period.

How to use it

Move the sliders or type exact figures — results update as you go.
Read the highlighted result first, then the breakdown and chart.
Open the year-by-year table to plan ahead, or copy the result into your notes.

Frequently asked questions

How long will my money last?

If the monthly withdrawal is more than what the corpus earns, it shrinks each month. The table shows the year-end balance so you can see when it runs out.

Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.