Step-Up SIP Calculator

Increase your SIP every year as your income grows and see how much bigger the final corpus becomes.

Instant results
No signup
Remembers your inputs
Rates checked Oct 2026

How the step-up sip calculator works

The SIP amount rises by the step-up percentage every 12 months; each instalment compounds monthly at the expected return until the end.

How to use it

Move the sliders or type exact figures — results update as you go.
Read the highlighted result first, then the breakdown and chart.
Open the year-by-year table to plan ahead, or copy the result into your notes.

Frequently asked questions

What is a step-up SIP?

A SIP whose amount increases by a set percentage or amount every year, usually in line with salary hikes. Many fund houses offer it as a 'top-up' facility.

Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.