Bank of Maharashtra EDF Form

Bank of Maharashtra guide · updated 3 Oct 2026

EDF for Bank of Maharashtra: how to fill and submit it

Service exporters who receive foreign payments into a Bank of Maharashtra account submit their monthly EDF to Bank of Maharashtra as their AD bank. Before your first filing, find out which branch handles export transactions for your account and get its AD code; after that, it's one form a month covering every foreign invoice, filed within 30 days of month end through the channel the bank tells you to use.

Key takeaways

• Bank of Maharashtra is your AD bank for the EDF if your export proceeds land there.
• Your home branch may not be the branch that processes foreign exchange — ask which one handles your export business.
• The AD code identifies that branch; it is not the IFSC.
• Use one EDF per month for all invoices; each invoice is one row in Part 2B.
• Ask the branch how it wants the EDF submitted and whether it issues an acknowledgement.

Who this guide is for

Bank of Maharashtra is a public sector bank with a large branch network in Maharashtra and beyond. Its export customers include engineering-design firms, IT services companies, consultants and small agencies — many of them in Pune, Mumbai, Nashik, Aurangabad and Nagpur — that opened a current account years ago and now invoice foreign clients.

If that sounds like you, the 2026 rules mean a new monthly task. From 1 October 2026, the FEMA (Export and Import of Goods and Services) Regulations, 2026 require a single EDF for service exports, including software (SOFTEX is gone). Outside an SEZ, it goes to your AD bank.

The branch question comes first

With many public sector banks, foreign-exchange work is often handled by designated branches rather than every branch. Your current account might sit at a neighbourhood branch while export documents are processed elsewhere. We can't tell you which Bank of Maharashtra branch serves your account — only the bank can.

So begin with a visit or a letter to your home branch asking:

1. Which branch handles export transactions and EDF submissions for my account?
2. What is the AD code of that branch?
3. How should the EDF be submitted — in person, by email, or through any online facility?
4. Which documents should accompany it?
5. Will I receive an acknowledgement, and how?

If you prefer a written request, the AD code request letter can be adapted to ask all five questions at once. Keep the bank's reply on file; it's your reference for every future EDF.

Filling the EDF for Bank of Maharashtra

Our Bank of Maharashtra EDF form pre-fills the bank name. Here are the fields where Bank of Maharashtra customers most often need to stop and check:

Part 4, the declaration, needs strike-outs (I/We, buyer/third party, will be received/has been received and so on) and a signature by an authorised person.

Worked example: a Pune engineering firm

Deshmukh Design Engineers LLP banks with Bank of Maharashtra and does CAD and structural detailing for clients in Germany and the UAE. Its November 2026 invoices:

The LLP prepares one EDF with three Part 2B rows, total ₹14,65,000, the engineering-services SAC code its CA has confirmed on each row, and signs it through a designated partner. The deadline is 30 December 2026. It submits on 15 December to the branch the bank named for export work, with a cover letter and invoice copies.

When the Stuttgart client pays both invoices in a single remittance in January, the LLP sends the branch a short note: "EUR 10,700 received on 12 January 2027 relates to invoices DDE/26-27/088 and 094." That note is what lets the bank match and close two EDPMS entries in one go.

After you submit

The bank must enter the EDF into EDPMS within 5 working days. Each entry stays open until the export value is realised and matched.

• Collect FIRAs. For every receipt, ask for the FIRA or credit advice and check the purpose code, amount, currency and remitter.
• Use the ₹10 lakh declaration. For invoices up to ₹10 lakh, the bank may close entries on your periodic declaration that the money has been realised. Our realisation declaration tool prepares one covering many invoices.
• Watch the 9-month window. Services must be realised within 9 months from the invoice date (12 months for INR invoices). If a client is slow, the bank can extend on a reasoned request.

A monthly routine that works with a branch-led bank

Branch-led processes reward predictability. If the same person submits the same format each month, staff at the branch soon know what to expect.

This is general information, not legal or tax advice. Bank of Maharashtra's published EDF policy and branch instructions take precedence.

Frequently asked questions

Does every Bank of Maharashtra branch accept EDFs?

Not necessarily. Foreign-exchange work may be handled by designated branches. Ask your home branch which branch processes export transactions for your account and use that branch's AD code on the EDF.

What is the AD code for Bank of Maharashtra?

There isn't one code for the whole bank. The AD code identifies the specific branch that handles export transactions. Ask the bank for the code that applies to your account.

When is the EDF due if I bank with Bank of Maharashtra?

Within 30 days from the end of the month in which the invoice was raised — for example, October 2026 invoices are due by 30 November 2026. The deadline is set by the Regulations, not by the bank.

Can I submit one EDF for clients in different countries?

Yes. One EDF can cover all service exports of a month to one or more recipients. Each invoice is a separate row in Part 2B, with the recipient's country in its own column.

What should I do if the branch returns my EDF?

Ask for the reason in writing, correct the specific field, and resubmit promptly. Common reasons are a wrong AD code, a missing signature or a mismatch between Part 2B and the invoice copies.

Bottom line

With Bank of Maharashtra, settle the branch and AD code question once, then file the same clean EDF every month. The pre-filled Bank of Maharashtra EDF form handles the layout so you can focus on getting the invoices right.

Key dates

*Nine months from each invoice date; twelve if invoiced in rupees. Full 12-month calendar · Due date calculator

"Strike out whichever is not applicable"

Part 4 offers pairs of alternatives — I/We, buyer/third party, will be received/has been received, foreign exchange/Indian Rupees. Your answers in step 5 decide which words stay; we draw the line through the rest, exactly as you would with a pen.

The layout follows the structure of RBI's Annex (Parts 1–5, fields 1.1–1.22). If your bank hands you its own printed version, use theirs. This tool is a document generator, not legal or tax advice — you remain the declarant.