- Home
- Calculators
- Lumpsum Calculator
Lumpsum Investment Calculator
See what a one-time investment could grow to at an expected annual return.
- Instant results
- No signup
- Remembers your inputs
- Rates checked Oct 2026
How the lumpsum calculator works
FV = P × (1 + r)t.
How to use it
- Move the sliders or type exact figures — results update as you go.
- Read the highlighted result first, then the breakdown and chart.
- Open the year-by-year table to plan ahead, or copy the result into your notes.
Frequently asked questions
Lumpsum or SIP?
A lumpsum invests everything at once; a SIP spreads it out and averages your purchase price. Both can make sense depending on cash flow and market view.
Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.