NSC Calculator (National Savings Certificate)

NSC pays 7.7% (October–December 2026), compounded yearly and paid at maturity after five years.

Instant results
No signup
Remembers your inputs
Rates checked Oct 2026

How the nsc calculator works

Maturity = P × (1 + r)⁵.

How to use it

Move the sliders or type exact figures — results update as you go.
Read the highlighted result first, then the breakdown and chart.
Open the year-by-year table to plan ahead, or copy the result into your notes.

Frequently asked questions

Is NSC interest taxable?

Yes, but under the old regime the yearly accrued interest (except the last year) is deemed reinvested and can qualify for Section 80C along with the original investment.

Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.