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Post Office Monthly Income Scheme (MIS) Calculator
POMIS pays 7.4% a year (October–December 2026) as monthly income for five years. Limit ₹9 lakh single, ₹15 lakh joint.
- Instant results
- No signup
- Remembers your inputs
- Rates checked Oct 2026
How the post office mis calculator works
Monthly income = P × r ÷ 12. Principal is returned after 5 years.
How to use it
- Move the sliders or type exact figures — results update as you go.
- Read the highlighted result first, then the breakdown and chart.
- Open the year-by-year table to plan ahead, or copy the result into your notes.
Frequently asked questions
Is MIS interest taxable?
Yes, it's taxed at your slab rate. There is no Section 80C benefit on MIS.
Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.
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