Bandhan Bank EDF Form

Bandhan Bank guide · updated 10 Oct 2026

EDF for Bandhan Bank: how to fill and submit it

If your foreign payments arrive in a Bandhan Bank account, that is the bank your monthly Export Declaration Form normally goes to. Before your first filing, confirm two things with Bandhan Bank: that your account and branch are set up to handle export receipts, and the exact channel the bank uses to accept EDFs. The form itself is the standard one from the RBI's 2026 export regulations, due within 30 days from the end of the invoice month.

Key takeaways

• Your AD bank is normally the bank where the foreign money lands. If clients pay into Bandhan Bank, file your EDF there.
• Ask the branch whether it handles foreign exchange transactions for your account, and which AD code applies.
• Bandhan Bank publishes its own EDF acceptance policy, as every AD bank must. Your branch or RM will tell you how to submit.
• One EDF per month covers all your service invoices from that month.
• Keep a FIRA or bank advice for every receipt, with the purpose code checked.

Step zero: is Bandhan Bank set up as your AD bank?

Many exporters open an account for everyday banking first and only later start receiving foreign money into it. Before you rely on that account for exports, check that it can receive inward remittances for export of services and that the branch can process the related paperwork.

You do not need to guess how Bandhan Bank organises its foreign exchange business internally. Ask the branch:

1. Can this account receive foreign remittances for service exports?
2. Which branch and AD code handle export transactions for my account?
3. How should I submit the monthly EDF, and what should I attach?
4. How will I receive FIRA or bank advice for each inward payment?

Write down the answers and the name of the person who gave them. If you need the AD code formally, our AD code request letter does the job.

Who needs to file in the first place

The 2026 regulations apply to exporters of services, and SOFTEX has been folded into the same EDF. Proprietorships, partnership firms, LLPs and companies should assume they are covered.

Individuals are a separate case. At RBI's policy press conference on 7 October 2026, the Governor said individuals providing services abroad, such as tutoring or small software work, are not required to report, and RBI said it would issue FAQs. The text of the regulations has not changed yet. If you bank with Bandhan in your personal name as a freelancer, check with the branch until the FAQs are out. Our explainer on who must file the EDF covers the differences.

What goes on the form

So the bank-specific work is small. The Bandhan Bank EDF form on our site pre-fills the bank name, and you add your branch, AD code and invoices.

Worked example: a small firm's first Bandhan filing

Sundarban Translations, a proprietorship in Kolkata run by its owner with two staff, translates and localises documents for publishers in Europe and North America. Foreign payments come into its Bandhan Bank current account.

Suppose that in October 2026 it raises four invoices:

• EUR 1,150 to a Dutch publisher
• EUR 860 to a Belgian e-learning firm
• USD 2,400 to a US non-profit
• CAD 1,700 to a Canadian agency

Total value: about ₹5,00,000.

Because it is a proprietorship rather than an individual working on personal contracts, the owner treats the EDF as applicable. Her steps:

1. Mid-October: visit the branch, confirm the account can receive export remittances, and get the AD code and the submission channel in writing.
2. 5 November: fill one EDF covering all four invoices, with four Part 2B rows and mode of delivery "Internet".
3. 6 November: sign Part 4 as proprietor, keeping "will be received" for unpaid invoices and naming the date by which full value is expected.
4. 6 November: submit with invoice copies and a short covering note, well before the 30 November deadline.
5. Ongoing: since each invoice is under ₹10 lakh, ask whether the bank will accept a quarterly declaration of realisation to close the EDPMS entries, rather than individual matching.

Attachments and records

Start with this list and adjust to what Bandhan Bank asks for:

• signed EDF;
• invoice copies for each Part 2B row;
• FIRA or bank advice for any invoice already paid;
• a covering letter (the EDF cover letter template is quick to adapt);
• contract or purchase order for a new client, if requested.

At your end, keep a simple register: invoice number, date, client, amount, EDF month, date submitted, payment date, FIRA number and EDPMS status. Ten minutes a month here saves hours at year end.

Purpose codes and FIRA

Each inward remittance should carry a purpose code that matches what you sold. Translation may fall under a business services code; a software job may be P0802 or P0807. These are examples only. Confirm the code with the bank before your first payment, and check each FIRA when it arrives. If a code is wrong, ask for a correction in writing promptly.

This guide is general information, not legal or tax advice, and it does not describe internal Bandhan Bank procedures. Bandhan Bank's published policy and your branch's instructions take priority.

Frequently asked questions

Can every Bandhan Bank branch accept my EDF?

Do not assume so. Ask your branch whether it handles export transactions for your account or works with another designated branch, and which AD code applies. Then submit through the channel it names.

Is there a special EDF format for Bandhan Bank?

No. The EDF is the form in the Annex to the RBI's 2026 export regulations, the same at every AD bank. Only the bank name, branch, AD code and submission channel are specific to Bandhan Bank.

I am a freelancer with a personal Bandhan account. Do I need to file?

RBI said on 7 October 2026 that individuals providing services abroad are not required to report and that FAQs would follow, but the regulation text has not changed yet. Check with your branch until the FAQs are issued. If you trade as a proprietorship or firm, assume you are covered.

What if my client pays into a different bank?

File the EDF with the bank that receives the foreign money for those invoices. If some clients pay into Bandhan Bank and others elsewhere, you may need one EDF per bank for the month.

How quickly will Bandhan Bank record my EDF?

The regulations require the AD bank to enter the EDF into EDPMS within 5 working days of receiving it. If you have not had confirmation after a week, follow up with the branch.

Bottom line

For Bandhan Bank customers, the setup questions matter more than the form: confirm your branch handles export receipts, get the AD code and agree the channel. Then build your monthly form with the free Bandhan Bank EDF form.

Key dates

*Nine months from each invoice date; twelve if invoiced in rupees. Full 12-month calendar · Due date calculator

"Strike out whichever is not applicable"

Part 4 offers pairs of alternatives — I/We, buyer/third party, will be received/has been received, foreign exchange/Indian Rupees. Your answers in step 5 decide which words stay; we draw the line through the rest, exactly as you would with a pen.

The layout follows the structure of RBI's Annex (Parts 1–5, fields 1.1–1.22). If your bank hands you its own printed version, use theirs. This tool is a document generator, not legal or tax advice — you remain the declarant.