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Senior Citizens Savings Scheme (SCSS) Calculator
SCSS pays 8.2% a year (October–December 2026), credited quarterly, for five years. Maximum deposit ₹30 lakh.
- Instant results
- No signup
- Remembers your inputs
- Rates checked Oct 2026
How the scss calculator works
Quarterly interest = P × r ÷ 4.
How to use it
- Move the sliders or type exact figures — results update as you go.
- Read the highlighted result first, then the breakdown and chart.
- Open the year-by-year table to plan ahead, or copy the result into your notes.
Frequently asked questions
Who can invest in SCSS?
Individuals aged 60 or above, and certain retirees from 55 subject to conditions. Check the post office or bank rules for your case.
Results are estimates for planning, not financial, tax or investment advice. Rates and rules change — confirm with your bank, the scheme's official notice or a CA. Last reviewed 13 October 2026.