FEMA & RBI
30 practical guides in fema & rbi — plain English, real examples, no jargon.
- All 436
- Bank Guides 61
- Industry Guides 60
- EDF Situations 44
- Country Guides 40
- EDF Basics 36
- Freelancers & Creators 30
- Invoicing & Documents 30
- FEMA & RBI 30
- Bank Letters & Formats 26
- GST & Tax 25
- City Guides 20
- Payment Platforms 18
- Compliance Calendar 16
RBI FAQs on EDF: What to Expect and How to Stay Updated
RBI FAQ on EDF reporting was promised on 7 October 2026. What the FAQs will likely cover, what to do while you wait, and how to track official updates.
IEC for Service Exporters: Do You Need an Importer Exporter Code?
Do you need an IEC for service exporters? Learn when the Importer Exporter Code matters, how it fits the EDF field 1.7, and how to get one from DGFT.
FEMA Export and Import Regulations 2026: A Plain-English Summary
FEMA export regulations 2026 in plain English for service exporters: what the new rules cover, the EDF, key deadlines, realisation and the ₹10 lakh rule.
What Is an AD Code and How Do You Get One for Your Bank Branch?
What an AD code is, how it differs from IFSC and SWIFT, how to request it from your bank branch, and when goods exporters register it on ICEGATE.
RBI Master Direction vs Regulations: Where to Find the Official EDF Rules
Where are the official RBI EDF rules? How the 2026 Regulations differ from the Directions for banks, how to read a notification and track amendments.
The ₹10 Lakh Declaration: Closing EDPMS Entries Without Heavy Paperwork
The 10 lakh declaration for EDPMS lets banks close small export invoices on your word under Regulation 4(2). What it covers, when to send it, what to include.
Purpose Codes for Inward Remittance: The Complete Guide for Exporters
How purpose codes on inward remittance work for Indian service exporters, common export codes like P0802 and P1006, and how to fix a wrong code with your bank.
Compounding Under FEMA: Fixing Past Export Lapses
FEMA compounding for service exporters: what it is, which export lapses lead to it, how the process works and how to prepare before you apply.
Using Multiple Banks for Exports: Which Bank Gets the EDF?
Using multiple banks for exports? The EDF goes to the bank where each invoice is paid. How to split forms, map clients to banks and avoid mismatches.
Export Proceeds in EEFC Accounts: Keeping Foreign Currency in India
An EEFC account lets exporters hold export proceeds in foreign currency in India. See how it works, its benefits, and how it fits with the EDF and realisation.
SEZ Units and the EDF: Filing With the Development Commissioner
SEZ EDF rules for service units: why they file with the Development Commissioner, how to fill the exporter category and handle SEZ plus DTA groups.
eBRC Explained: Electronic Bank Realisation Certificate for Service Exporters
What is an eBRC, when is it issued and why does it matter? A plain guide for service exporters on eBRC, EDF matching, GST refunds and export incentives.
SWIFT MT103 Explained: Reading Your Foreign Payment Message
SWIFT MT103 explained for Indian service exporters: the fields showing who paid, how much and which charges applied, and how to match it to your EDF invoice.
How to Request an Extension of the Export Realisation Period
Need an extension of the realisation period for a service export? How to write a reasoned request to your AD bank, what to attach and when to send it.
100% EOU Service Exporters and the EDF
EOU EDF guide for 100% export-oriented units exporting services: which category to tick, where to file, the deadlines and the records worth keeping.
Bank Charges Deducted Abroad: How They Affect Your Export Value
Bank charges on an export remittance can leave your invoice short. How OUR, SHA and BEN work, how deductions affect NRV and EDPMS, and what records to keep.
Rupee Invoicing and Special Rupee Vostro Accounts (SRVA) for Exporters
SRVA and rupee invoicing for service exporters: how a vostro account lets clients pay in INR, the 12-month realisation rule and what changes on the EDF.
Set-Off of Export Receivables Against Import Payables
Set off export receivables against import payables? How netting works under FEMA, why your AD bank must approve it, and the records to keep.
RBI Export and Import Directions 2026: What Banks Must Do With Your EDF
The RBI Directions 2026 on export explained: what your AD bank must do with your EDF, from EDPMS entry in 5 working days to published policies and follow-up.
Merchanting Trade vs Export of Services: Know the Difference
Merchanting trade means buying goods abroad and selling them abroad without them entering India. See how it differs from export of services and why it matters.
What Is an AD Bank (Authorised Dealer Category-I)?
AD bank meaning for Indian exporters: what an Authorised Dealer Category-I bank does, why it receives your EDF, and how to find your branch AD code.
The 9-Month Realisation Rule for Export of Services
The export realisation period of 9 months for services, counted from each invoice date under Regulation 5(1)(a), plus the rupee rule and what to do if unpaid.
Purpose Code P0802 vs P0807: Software Consultancy vs Off-Site Software Export
P0802 vs P0807 explained: when software consultancy fits, when off-site software export fits, and how to confirm the right purpose code with your bank.
EDPMS Explained: How RBI Tracks Every Export Until It Is Paid
EDPMS is the RBI system banks use to track each export from declaration to payment. Learn how entries open and close, and why open entries hurt exporters.